Travel Credit Card – Planning That European Vacation

Now that summer’s here you may be getting ready for that long awaited European vacation. Have you checked to be sure you have the right travel credit card? Although using credit cards are best when you travel, you need to be sure you’ve selected the best credit card for overseas use.

If you’re getting ready to travel, you need to take care of a few matters regarding your credit card before you leave. You should check with your credit card issuer about fees or charges when using the card outside of the U.S. Many of the financial institutions charge additional fees for foreign transactions, such as three percent when converted to U.S. dollars.

It is recommended that while you have your bank on the line, you advise them of the dates you’ll be traveling and the countries you will be in. If they don’t know you’re out of the country and start getting charges from Paris, they may cancel your account until you contact them.

You should take credit cards from two banks. If there’s a problem and one bank cancels your credit card while you’re traveling, if the two cards are from the same institution they would cancel both. The second card could just be a back-up. It’s best to use just one credit card as it’s easier to keep track of your spending.

Seasoned travelers recommend when vacationing in Europe, you use a debit card for getting local currency. Cash machines are common throughout Europe and you can go to any ATM machine and get cash back. The drawback with this is that there are quite often limits of the amount of cash you can withdraw at one time. You may also want to set-up with your financial institution in advance, a daily allowance of the amount of cash that can be withdrawn from your debit card just in case it is lost or stolen.

With the debit card, there is a fee for each transaction. So you wouldn’t want to use the debit credit card in place of a credit card as you might do here in the U.S., as each charge would generate an added fee. You can keep the debit card just to replenish your cash. It is suggested you have enough cash on hand, as there are times when a credit card sign is posted at the door at say a restaurant, but when the bill comes they don’t accept that card.

Use caution while traveling of being too liberal when using your credit card number. Keep your travel credit cards and your debit credit card in a safe place. Keep all receipts so that you can verify the charges upon your return. Maintain your pin number in a safe place. Be sure you have the financial institution’s phone numbers just in case you lose your credit card.

Now that you have your travel credit card and debit card information, it’s time to make those final plans and start packing. Oh, ……and don’t forget to take lots of pictures and have fun!

Comparing Online Travel Services To Your Local Travel Agent

Sites such as Expedia, Orbitz, and Travelocity claim to offer the best price – sometimes even guaranteed. They may even claim to offer the best rates on a luxury world cruise, a trip that travel wholesalers publicly prefer to be sold by agents. The emergence of online travel sites have put many agencies out of business, and claim to have conquered the consumer base by offering quality product at a lower cost. When you call your local travel agency and ask for a price quote on an air and hotel luxury travel vacation package, most consumers will check against one of the more popular travel websites to see what prices better. True, two thirds of the time, you will find that the Internet will beat the travel agent price by about $150. The travel website will assure you that it is the same package. The resorts and hotels are aware that you are going to be in the most unfavorable rooms, in fact, that is why they sold them to the Internet travel site at a discounted rate in the first place.

Travel service sites proudly proclaim that they are able to further save customers money by selling large volumes of travel and collecting a smaller fee. Orbitz and Travelocity do have a large volume of travel reservations made, but what little they make in commission they make back in changed or canceled reservations. Most travel agencies offer a travel insurance that covers you and your travel companions if you should have to cancel for a medical or personal emergency.

American Express Travel offers a cancel for any reason insurance that even covers your airline tickets. These Internet booking engines are now beginning to offer “insurance,” but it rarely covers cancellations in full. Your local travel agent is there to offer the customer care you need back at home while you’re traveling abroad. When it comes to planning luxury travel vacation, you are truly better off using a travel agent. If you don’t like your room, your travel agent can have it fixed in a matter of moments. Travel agents are not focused on quantity, but quality. So travel safe, not sorry, and call a travel agent to hear more benefits that each agency offers their clients

Corporate Gifts – Travel Bags and Accessories

We understand that professional people are workaholic. Perhaps, one of the most popular are travel bags and briefcases. For corporates in particular, you can find travel bags with touch of class and elegance. Both local and online stores made these travel accessories available with different range of prices. The impact of each year’s trend for travel bags made difference for those people who are always on the. There are other great choices of travel bags that can fit in professionals taste.

One of today’s hottest trend for traveler’s bags are those that were made personalized. Just like any ordinary choices, personalized travel bags come in different variety. Personalized gifts for travelers especially for corporates can make a one of a kind accessory during traveling. There are other choices for personalized travel bags intended not only for business trips, like a Personalized Duffle Bag, Personalized Golf Trunk Organizer and Personalized Slum Dank Duffle Bag for those professional travelers who are sports enthusiast. While a Personalized Picnic Blanket Tote, Personalized Grill Combo Outdoor Kit and a Personalized Barbecue Cooler Kit for those professionals who are always enjoying their weekend with personal family getaway.

Other travel gears you may consider are travel belt, shirts and pants, coat and jackets, cosmetic and grooming kits, and more. You may find them more adorable if they were made personalized perfect to give as gifts during celebration like weddings, these items could be best man gift ideas or perhaps gifts for ushers. So, why not give such cool and unique gifts for professional traveler’s?

Reward Credit Cards – An Introduction

The competition among credit card companies is intensifying by the day and in order to beat the competition, card issuers are coming up with new offers and incentives to entice customers each and every day. Reward credit cards have gradually evolved in this race for survival among credit card issuers and banks. Why would reward credit cards, which were once issued only to the loyal customers of a credit card company, be promoted and distributed in such large numbers? Well, market conditions have pressured credit card issuers into providing newer more compelling credit card offers, allowing the common man on the street to gain immensely from the newest and best reward credit cards currently available. This article will describe the various types of reward credit cards, features, benefits, tips for use, and things to watch out for maximum advantage.

In essence, reward credit cardholders are entitled to receive rewards based on the points he or she gains through their card purchases over time. The most common types of reward credit cards seen in the marketplace are air miles credit cards and cash back credit cards.

Air miles credit cards provide air miles for each dollar spent using the card and allow the user to redeem the accumulated miles for hotel accommodations, air travel or car rentals. Such offers are especially beneficial for those who are frequent fliers. Cash back credit cards typically give back a set percentage of total purchases as a cash rebate based on the total bill, either monthly or annually.

Who Should Be Using a Reward Credit Card?

Although the credit card companies are undoubtedly aiming to profit from every type of credit card they roll out in the market, one can expect some economic advantages behind the reward credit cards for consumers as well. Reward benefits for cardholders are usually offset by higher interest rates and additional fees and surcharges that exceed what a normal credit card might incur. Reward credit cards are best suited for individuals that can confidently pay off their card balance each and every month so as not to incur finance charges by carrying a balance. The points that you earn from your purchases can be built up progressively but are better suited to individuals or businesses that use their cards often and are probably not best for those who use credit cards very sparsely primarily because by the time the cardholder builds up enough points for a viable reward redemption, many times, the expiration date on those points will have already expired.

Tips for Use

So if you do plan on acquiring a reward credit card, to get the most out of the card, you should try to use it extensively, including virtually every bill you pay, including electricity and gas bills, phone service expenses, weekly grocery shopping, and internet and cable TV, etc. If you are financially sound enough to make the repayments in time, there are even some reward credit cards that will allow you to charge your mortgage or rent payment on your card.

Also, it is a good idea to apply for an add-on card for your spouse and distribute the spending on both. This way the customer could gain more bonus points for the same expenditure and hence better rewards.

To sum it up, the trick is quite simple, use your reward credit card as often as possible (well within your repayment ability, of course), always pay off the card balance at the end of each month, and reap the reward benefits.

Finally, before concluding, a word of advice; prior to applying for a reward credit card, do a bit of research to see which companies are offering the best reward credit cards and which among them is the most advantageous for your personal situation. The Internet provides a wealth of information on various card types and offers so be sure to utilize the information available online. A little bit of homework will make all the difference in your reward credit cards selection.

Finding the Best Corporate Travel Services

Corporate travel services should be chosen with great care. Engaging the right limousine company to provide corporate travel services is vital to the success of a business.
Important points to consider while making a decision are the ability of the company to adjust to the needs of the business engaging their service, the companies experience in the needed area, and the availability of the company to take care of even the minutest of details.

Creativity is essential for providing corporate travel services to clients that have unique needs or accommodation requests. If a business needs to engage someone to facilitate the performance of an animal show in Tibet, they will need an innovative team working for them to see that the event is successful. When setting up overseas conferences or events, a team of professionals assisting in the varied details that come with dealing with overseas governments and cultures is essential to its success. Sometimes the details can be tricky and require creative solutions where cross-cultural relations are concerned.

Hand-in-hand with the need for creative solutions is the benefit of corporate travel services that are familiar with the area where the event or meeting is taking place. Companies with knowledge and experience can help avoid annual festivals and local events that may make putting on the business’ event difficult. A good limo company can meet this need for complex logistics with enthusiasm and ingenuity.

This attention to detail can help insure a good return on the company’s investment in the event or meeting. Proper management of these details leads to profitable future working relationships between the travel service and the limousine company engaging them.